Terms of Service
Effective Date: January 1, 2026 • Last Updated: January 1, 2026
1. Acceptance of Terms
By accessing and using SeniorCatInsurance.com (the "Website"), you agree to be bound by these Terms of Service. If you do not agree with any portion of these terms, please discontinue using this website immediately.
2. Mandatory Veterinary Medical Disclaimer
The content, calculator estimates, age matrices, and articles published on SeniorCatInsurance.com are provided strictly for educational, informational, and general comparative reference. This website does not offer veterinary medical diagnosis, prognosis, or therapeutic treatment plans. Always consult a licensed Doctor of Veterinary Medicine (DVM) for medical advice, emergency care, or end-of-life decisions concerning your cat.
3. Insurance Policy Accuracy Disclaimer
While we make every reasonable effort to audit and verify insurer underwriting guidelines, waiting periods, and age limits against public filings, insurance policy terms, pricing, and exclusions vary by state, province, breed, and continuous underwriter revisions. SeniorCatInsurance.com is not an insurance brokerage, agent, or underwriter. You should always review the official specimen policy contract provided directly by the insurance company before binding coverage.
4. Intellectual Property
All proprietary articles, customized calculation models, SVG graphics, and visual design assets on SeniorCatInsurance.com are the intellectual property of Logiciels Nisaj and are protected by applicable copyright laws. You may quote brief excerpts with clear attribution and a direct link to the canonical source page.
5. Limitation of Liability
To the maximum extent permitted by applicable law, Logiciels Nisaj, its researchers, and contributors shall not be liable for any direct, indirect, incidental, or consequential damages resulting from the use of, or inability to use, the information or tools provided on this website.
6. Governing Law & Contact
These Terms are governed by the laws of Ontario, Canada. For questions regarding our Terms of Service, contact [email protected].